Skip to main content
Underwriting Excellence

Navigating Risk in the Aviation Industry

Scheldt Inc. provides comprehensive hull and liability coverage for fixed-wing, rotary-wing, and emerging unmanned systems. We partner with brokers to deliver specialized protection for clients with Third Party Liability exposures for Manufacturing or Aviation General Liability.

Target Coverages & Appetite

A detailed overview of our underwriting appetite across various aviation sectors. We specialize in tailoring coverage for complex risks.

  • Strong Appetite
    Private Hull & Liability — Fixed Wing
    Comprehensive hull and liability coverage for privately owned fixed-wing aircraft including single and multi-engine piston, turboprop, and light jet aircraft.

    Key Details

    • Hull values up to $5M
    • Liability limits up to $25M CSL
    • Worldwide territory
    • Open pilot warranty options available

    Target Insureds

    Individual owners, flying clubs, partnerships

  • Moderate Appetite
    Private Hull & Liability — Rotary Wing
    Hull and liability protection for privately owned helicopters including piston and turbine rotorcraft.

    Key Details

    • Hull values up to $5M
    • Liability limits up to $25M CSL
    • Experienced pilot requirements
    • Agricultural and personal use

    Target Insureds

    Private helicopter owners, ranchers, hobbyists

  • Strong Appetite
    Commercial Hull & Liability — Fixed Wing
    Full hull and liability coverage for commercial fixed-wing operations including charter, cargo, aerial survey, and corporate flight departments.

    Key Details

    • Hull values up to $5M
    • Liability limits up to $25M
    • Fleet programs available
    • Worldwide territory with war risk options

    Target Insureds

    Charter operators, corporate flight departments, cargo carriers, aerial survey companies

  • Strong Appetite
    Commercial Hull & Liability — Rotary Wing
    Comprehensive coverage for commercial helicopter operations including EMS, utility, offshore, tour, and aerial application.

    Key Details

    • Hull values up to $5M
    • Liability limits up to $25M
    • Specialized endorsements for EMS/offshore
    • Crew coverage available

    Target Insureds

    EMS operators, utility/construction, offshore transport, tour operators

  • Strong Appetite
    Products & Manufacturing Liability
    Products liability and completed operations coverage for manufacturers, distributors, and suppliers of aviation parts, components, and equipment.

    Key Details

    • Limits up to $25M
    • Grounding liability available
    • Worldwide products territory

    Target Insureds

    Parts manufacturers, avionics suppliers, MRO facilities, component distributors

  • Strong Appetite
    Non-Owned Aircraft Liability
    Liability protection for businesses and individuals who use but do not own aircraft, covering vicarious liability arising from the use of non-owned or hired aircraft.

    Key Details

    • Limits up to $25M CSL
    • Hired and non-owned combined
    • Broad definition of insured
    • Corporate travel programs

    Target Insureds

    Corporations with traveling executives, flight schools (renter coverage), FBOs

  • Strong Appetite
    Aviation General Liability
    Coverage for third party liability exposures for airports, MROs, FBOs, contractors, refuellers, and other ground service providers.

    Key Details

    • Third party liability limits up to $25M
    • Premises liability
    • Hangarkeepers liability
    • Products liability

    Target Insureds

    Airports, MROs, FBOs, contractors, refuellers, ground service providers

  • Emerging Appetite
    Unmanned Aircraft Systems (UAS)
    Coverage for unmanned aircraft systems (drones) and emerging aviation technologies including commercial drone operations, urban air mobility concepts, and advanced air mobility platforms.

    Key Details

    • Hull and liability for commercial UAS
    • CAR 900.01 - CAR900.15 operations
    • Payload and sensor coverage
    • Third-party liability up to $25M

    Target Insureds

    Commercial drone operators, inspection/survey companies, delivery services, technology developers

Submission Guidelines

We value our broker partnerships and strive to provide timely, competitive quotes. To ensure the fastest turnaround, please include the following information with your submission.

  • Completed ACORD applications or Scheldt specific forms

  • Pilot certificates and detailed logbook summaries where applicable

  • Currently valued loss history (minimum 5 years)

  • Detailed aircraft specifications and equipment list

  • Comprehensive description of operations and intended use

Submit New Business To:

Underwriting Standards

Response Time

Our underwriters commit to acknowledging submissions within 24 hours and providing quotes within 48 hours for complete files.

Minimum Premium

Our minimum premium threshold for new business accounts is $2,500 across all lines of coverage.

Note: Complex risks or fleets may require additional underwriting time. Please submit at least 30 days prior to inception when possible.